PRIVACY

A rule adopted by the Federal Trade Commission in 2000 prohibits us from disclosing non-public information about clients to nonaffiliated third parties and requires us annually to disclose our policy to all clients. This is our policy:

We collect certain personal information about you, but only when it is provided by you or is obtained with your permission. As a general rule, we do not disclose non-public personal information about our clients or former clients to any one. To the extent permitted by law, however, certain nonpublic information about you may be disclosed to comply with a validly issued and enforceable subpoena or summons, or to allow us to render appropriate services to you. Except as otherwise described in this notice we restrict access to nonpublic information about you to employees of our company and other parties who must use that information to provide services to you. We also maintain physical, electronic, and procedural safeguards in compliance with applicable laws and regulation to guard your personal information from unauthorized access, alteration, or premature destruction.